§ 12.54.100. Insurance required.

A.

Before any certificate shall be issued by the commission director, or before the renewal of such certificate shall be granted, the applicant or association shall be required to file an insurance policy and/or certificate of insurance with the commission director evidencing insurance coverage as required in this section.

B.

Insurance coverage as provided in subsection (A) of this section means a policy of public liability insurance issued by an insurance company qualified to do business in the state and naming the metropolitan government as an additional insured. Any policy of public liability insurance issued in compliance with this article shall be for a term of not less than one year, and for any horse-drawn carriage insured there under shall afford protection to any third party sustaining injury or damage as a result of the negligent operation of any horse-drawn carriage, with the minimum amount of insurance to be one million dollars, known as combined single limit insurance coverage. Such policy shall expressly provide that it may not be canceled, except after thirty days written notice to the commission director.

C.

Such certificate will certify that the policy provides for a minimum of one million dollars per carriage for liability imposed by law for damages on account of bodily injuries, death or personal damages, other than injuries, death or property damages of the company or driver, in any one accident resulting from the ownership, maintenance or use of such carriage. The certificate of insurance shall also list the serial number or identification number of each carriage that is insured.

D.

The operation of any horse-drawn carriage within metro without having in force the public liability insurance policy as outlined in this section is hereby declared to be a violation of this article, subjecting the owner and/or certificate holder to all applicable penalties provided in this article and this chapter.

E.

Any changes must be reported to the commission immediately.

(Amdt. 1 and 2 with Ord. 2002-1075 § 1 (part), 2002)